When the government decides to expand the coverage of their Medicare program, they have to consider the effect that doing so will have on Medicare supplements. The primary goal of Medicare at Medicare Solutions Team is to provide the seniors with the coverage they need, but in this case they have to consider what will happen to their medications when the coverage is extended.
First of all, if you are currently covered by Medicare, the new coverage will not affect your Medicare. Your current policy will still provide you with the coverage you have come to count on. This is not true if you have other health plans and are a part of Medicare Part A and Part B, both of which cover outpatient care.
If you are not currently covered by Medicare but you receive Medicare Part A or Part B, you will have to start taking supplemental medications if you receive these types of benefits. If you are covered by Medicare Part A, you will have to start taking Medigap medications. If you are covered by Medicare Part B, you will have to begin taking supplemental medications. In either case, you can expect your insurance company to cover these prescriptions as they are the most effective means of addressing the problems you have with your current medication.
When you are covered by Medicare Part D, you will need to start taking supplemental drugs. In fact, if you have any gaps in coverage, you will need to start taking supplemental medications as soon as you are able. Medication gaps occur when you are prescribed medication that is not covered by your plan. If you miss a month’s prescription, you will be billed for the missing month. If you miss two or more months, you will be billed for all the gaps, and in some cases you may even be charged for the entire gap period.
This is why you are advised to take your time when searching for supplemental insurance, as not all plans are as flexible as Medicare. If you do not have gaps in your coverage, you will be paying for the gap period without much worry, but if you do have gaps in your coverage, you will have to decide whether or not you want to pay the extra for coverage gaps in order to make sure that your prescriptions are covered.
Because the government wants to make sure that everyone is covered by Medicare, there are rules and regulations that you need to be aware of when searching for Medicare supplements. online or through a phone or in person.